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A "fool" in Scripture is never a mentally deficient person, but rather one arrogant and self-sufficient; one who orders his life as if there were no God. See, for illustration, Luke 12:16-20. The rich man was not mentally deficient, but he was a "fool" because he supposed that his soul could live on the things in the barn, giving no thought to his eternal wellbeing.
(See Scofield " :-")
These files are considered public domain and are a derivative of an electronic edition that is available in the Online Bible Software Library.
Scofield, C. I. "Scofield Reference Notes on Proverbs 10". "Scofield Reference Notes (1917 Edition)". https://studylight.org/
the Week of Proper 20 / Ordinary 25